Credit Card Processing

Credit cards, as a form of payment, has become the preferred method of payment by consumers throughout the U.S. Prolific Business Solutions has been in the forefront of electronic processing, which means that we know the challenges merchants face when looking to accept credit cards from their customers. We have the solutions that you are looking for regardless of the size of your business. Brick and mortar, online, catalog, or all three -- you need payment processing that's fast, secure and reliable. You also need to know that your processing partner is there for the long haul with innovative thinking that can benefit your business.

Credit Card Processing
Prolific Business Solutions supports all the major payment types that your business may need. Not only can you take advantage of our competitive discount rates, but you also have access to all of our credit card associations, which include Visa, MasterCard, American Express, Discover, Diner's Club, Wright Express Fleet Card, Voyager Fleet Card, and JCB. Additionally, you get quick and reliable settlement to your financial institution.

Debit Card Processing
When it comes to debit cards, we offer comprehensive signature-based and Pin-based debit card processing so that your customers can use their check cards and bank ATM cards to pay for goods and services. Prolific gives you access to all major debit networks in the U.S. such as Visa debit, Interlink, Maestro, Star, NYCE, CU24, and many more. Today, debit card transactions account for approximately 40% of all card-based transactions. Industry analysts anticipate that in the upcoming years the total number of electronic debit payments will be greater than the total number of cash and check transactions in upcoming years.

Electronic Benefits Transfer (EBT)
In 1997, the U.S. Department of Agriculture began an effort to electronically track allocations for government cash assistance programs. These programs included Food Stamp Benefits, Food and Consumer Services, and Aid to Families with Dependent Children. The effort began by issuing plastic payment cards that worked similar to a pin-based debit card. The customer would be able to swipe this card at any location that accepts these government programs and would then enter their pin number to purchase items. This program worked so well to replace the use of checks or food stamps that in 2002 all federal payments were mandated to transfer to the use of electronic means of redemption for these programs.

Fleet Cards
Accepting fleet cards from your customers in the petroleum industry is important. Fleet cards are commercial credit cards that are issued by both state and local government offices, trucking fleets, universities, and small companies to their employees to purchase fuel, auto services, and supplies. This allows the issuer of these cards to be able to monitor their business expenses more efficiently. Accepting fleet cards at your location offer benefits including increased customer loyalty, reducing fraudulent charges, and reaching new markets.